When you hire Right Way Public Adjusting, we become your exclusive advocate—representing you, not the insurance company. If you’re searching “insurance claim denied what to do” or need “underpaid claim help,” this is your proven solution. Here’s how a public adjuster works using our robust, five-step public adjuster process to help you recover every dollar you’re owed.
We start with a no-cost, no-obligation consultation. Whether your claim is new, pending, underpaid, or a fully denied claim, our licensed adjusters immediately review your file.
We scrutinize your denial letter and policy language to identify the specific reasons the insurer cited (e.g., "pre-existing," "cosmetic," "exclusion") and formulate a direct strategy to challenge them.
We analyze the insurer's lowball estimate to see exactly where they undervalued or missed crucial repair costs.
A clear action plan detailing how our claim representation can change your claim's outcome.
This is the most critical part of how a public adjuster works. We conduct an independent, forensic inspection—often uncovering hidden or structural damage the insurance company’s adjuster overlooked.
High-resolution photos, drone imagery, moisture readings, thermal imaging, and expert reports (e.g., structural engineers, hygienists for mold).
Using industry-standard estimating software (like Xactimate), we build a detailed, room-by-room scope of loss that documents the true cost of repair, including structure, contents, and any loss of use (Additional Living Expenses).
We don’t just send a counter-offer; we assemble a complete, bulletproof claim package designed to eliminate the insurer’s reasons for denial or underpayment.
Your insurer has adjusters and attorneys working to protect their profits. You deserve the same high level of claim representation.
We handle all calls, emails, and meetings with the insurance company and their representatives. This removes the stress from you and prevents you from accidentally saying something that could jeopardize your claim.
We negotiate aggressively, backing every demand with our documented estimates and expert reports. Our goal is always to secure the maximum fair settlement under your policy.
Our process is complete when you are satisfied.
Once a settlement is reached, we review it with you line by line. We ensure that the payment covers all damages documented in Step 2. You approve the final settlement before anything is signed.
The insurance company issues the final payment, typically made out to both you and Right Way Public Adjusting. We deduct our pre-agreed-upon contingency fee, and the rest goes directly to you. No pressure. No surprises.
When an insurance claim is denied what to do becomes a question of evidence. Our claim representation process succeeds where homeowners often fail because we:
We find the policy language and case law that legally mandates coverage, countering claims of "wear and tear" or "pre-existing damage."
We employ independent, licensed third-party experts (engineers, contractors, etc.) whose findings carry significantly more weight than a standard homeowner's repair estimate.
We ensure all actions are taken within Florida's strict deadlines to guarantee your right to recovery.
Right Way Public Adjusting works solely on a contingency fee basis—meaning we only get paid if you do. If your claim was initially denied (a $0 settlement) and we successfully overturn that denial to secure a $50,000 payout, our percentage fee is based only on that $50,000 recovery. If we fail to secure a payment for you, you owe us absolutely nothing for our time, expertise, or resources. This structure guarantees our goals are 100% aligned with yours.
Yes. Cashing an initial settlement check does not automatically waive your right to recover additional funds. We can file a supplemental claim to prove the full extent of the loss and negotiate for a higher, fairer payout. Our fee will only apply to the additional funds we secure above the initial payment.
Don’t settle for a denial or a lowball offer. Get the expert claim representation you need to recover what’s rightfully yours.
Call (877) 744-8929 or click below to request your Free Claim Review—we’ll show you exactly what your claim is really worth.
