Hurricane Insurance Gaps
2026 Hurricane Prep Starts Now: Reviewing Your Policy for Hidden Gaps Why Next Year’s Storm Season Starts With This Year’s Policy Review It might seem early, but if you wait until hurricane season begins to review your insurance coverage, you’re already behind. In Florida, where wind, water, and rising storm activity are becoming more […]
Florida Insurance Claim Deadlines
2025 Claim Deadlines You Can’t Miss: Statutes of Limitation by Claim Type Why Understanding Deadlines Is Critical for Florida Homeowners Miss a filing deadline, and your insurance claim—whether for hurricane, water, roof, sinkhole, or fire damage—could be denied before your case is ever evaluated. In Florida, these deadlines are governed both by insurance statutes […]
Holiday Hazards: How to File a Fire Damage Claim in FL
Fire, Smoke & Holiday Hazards: Fire Damage Claim in FL Florida’s Holiday Season Is Also Fire Season- Are You Prepared to File a Claim? From candles to Christmas lights, turkey fryers to space heaters, the holidays bring warmth, joy, and increased fire risk. For many Florida homeowners, the weeks between Thanksgiving and New Year’s […]
Reopen Your Hurricane Claim
Hurricane Helene & Milton One-Year Check-Up: Are You Leaving Money on the Table? One Year Later: What Helene and Milton Taught Us About Claims It’s been nearly a year since Hurricanes Helene and Milton tore across Central and West Florida. In the immediate aftermath, thousands of homeowners filed claims for roof damage, water intrusion, […]
How to Document Mold Claims in Tampa After a Storm
Mold Growth After the Storm: How to Document Mold Claims in Tampa Why Mold Damage Is Often Overlooked—Until It’s Too Late After a storm passes through Tampa Bay, most homeowners focus on the visible damage: fallen limbs, missing shingles, and standing water. But mold growth is often the most damaging and costly consequence, and […]
Sinkhole Public Adjuster in Florida
Sinkhole Public Adjuster in Florida: Early Signs & Claim Timeline Understanding Sinkholes in Florida: What Every Homeowner Should Know Florida leads the nation in reported sinkholes, particularly in counties such as Pasco, Hernando, Hillsborough, and Pinellas. While many sinkholes are small and harmless, others can cause significant structural damage or result in the total […]
Burst Pipe Claim vs. Flood
Burst Pipes vs. Flood: Which Claim Pays More? When water invades your home, it doesn’t really matter how it got there, at least not to you. But to your insurance company, the difference between a burst pipe and a flood can completely change the outcome of your claim. One might be covered fully. The other? […]
Roof Damage Claim in Tampa
Tampa Roofs & Wind: Filing a Roof Damage Claim After Fall Storms Fall Windstorms in Tampa Can Catch Homeowners Off Guard As summer fades, Tampa Bay enters one of the most unpredictable weather windows of the year. Fall storms, driven by tropical remnants and cold front collisions, often bring intense gusts, flying debris, and […]
Water Damage Claim in Tampa
Top 5 Hidden Water-Damage Signs After Heavy Rains Water damage isn’t always obvious In Tampa and throughout Central West Florida, heavy rains are routine, especially during hurricane season. While most homeowners know to check for obvious problems like standing water or roof leaks, some of the most costly damage is what you don’t see right […]
Public Adjusters vs Insurance: Who Works For You?
Public Adjuster vs. Insurance Company Adjuster: Who Really Works for You? Understanding the Battle Behind Your Insurance Claim When your home is damaged by a hurricane, water intrusion, fire, or another disaster, filing an insurance claim is just the beginning. What many homeowners in Tampa don’t realize is that the adjuster sent by your insurance […]