Public Adjuster for Denied Insurance Claims
Having your insurance claim denied can feel like a punch in the gut. You’ve suffered property damage, filed the paperwork, and expected your insurance to help—only to receive a letter saying your claim won’t be covered.
Don’t panic. A licensed public adjuster can step in, review your denial, and often overturn or reopen your case. At Right Way Public Adjusters, we fight for homeowners and business owners across Florida whose claims have been denied, underpaid, or mishandled.
My Claim Has Been Denied — What Do I Do First?
The worst mistake after a denial is doing nothing. Insurance companies count on you giving up.
First Steps After a Claim Denial
- Don’t accept the denial as final. Many denials can be overturned.
- Get a public adjuster review. A public adjuster can determine if the denial was valid
- Gather your documents. Policy, claim forms, damage photos, and denial letter.
- Act quickly. There are strict deadlines for appeals.
Schedule your free denied claim consultation now at (877) 744-8929.
Why Your Insurance Claim May Have Been Denied
Insurance companies deny claims for many reasons—sometimes valid, sometimes not.
Common Reasons for Denials
- Policy exclusions – claiming damage isn’t covered
- Late reporting – filing after the deadline
- Insufficient evidence – missing photos, reports, or documentation
- Pre-existing damage – blaming damage on wear and tear
- Lowball interpretation of damage – saying repairs are “cosmetic only”
Just because the insurance company gave these reasons doesn’t mean they’re right. A licensed public adjuster can challenge these findings.
Claim Has Already Been Filed — But I Need More Money for Repairs
Even if your claim wasn’t fully denied, many policyholders discover that the settlement isn’t enough to cover the true repair costs.
How a Public Adjuster Can Help With Underpaid Claims
- Re-open your claim for additional review
- Provide expert damage estimates to prove your costs
- Negotiate directly with the insurance company for more money
- Fight for hidden damages that were overlooked
I Already Accepted a Settlement, But Repairs Cost More
This is a common situation. Many homeowners accept a low settlement because they don’t know they can fight back.
Options After Accepting a Settlement
- If your case is still within legal deadlines, we can reopen it
- Supplemental claims can be filed for newly discovered damage
- A public adjuster can argue for additional compensation if the initial payout was inadequate
Think you were underpaid? Let our licensed public adjusters review your case for free.
My Property Damage Claim Was Denied, But I Believe It’s the Insurance Company’s Responsibility
Insurance companies often try to shift responsibility away from themselves. But policyholders have rights.
How a Public Adjuster Proves Responsibility
- Compare your damage against your policy coverage
- Collect new evidence: photos, reports, expert opinions
- Challenge the insurance company’s adjuster’s findings
- File an appeal to demand a fair review
You don’t have to fight alone. Let us review your claim
What to Do When Your Insurance Claim Has Been Denied (Next Steps)
- Contact a licensed public adjuster immediately
- Get a free claim review to determine your options
- Submit an appeal with proper evidence
- Challenge low estimates with accurate repair costs
- Stay within deadlines — appeals must be filed quickly
Right Way Public Adjusters are here to help
How Much Should I Expect to Pay a Public Adjuster?
One of the most common questions is cost.
- No upfront fees – public adjusters work on contingency
- Paid only if you get paid – we only earn a percentage of your settlement
- Typical fees – usually capped by state law (in Florida, generally 20% or less, sometimes 10% after declared catastrophes)
Hiring a public adjuster often increases your settlement by much more than the fee itself.
Do I Need an Attorney or a Public Adjuster for a Denied Claim?
Both attorneys and public adjusters can help with claims—but they play different roles.
- Public Adjuster: Licensed to inspect damage, prepare claims, and negotiate with insurers. Works on contingency, no upfront costs.
- Attorney: Useful if your case requires litigation. Usually charges hourly or higher contingency.
Most denied claims can be resolved with a licensed public adjuster before involving an attorney.
Can I Appeal the Insurance Company’s Decision to Deny My Claim?
Yes. In fact, appeals are common and often successful with the right representation.
How Appeals Work With a Public Adjuster
- We file a formal appeal of the denial
- Submit supporting evidence and expert reports
- Reopen negotiations with the insurance company
- Escalate the case if necessary
Appeal your denial today. Call for a free review.
Why Choose Right Way Public Adjusters for Denied Insurance Claims?
- Licensed and experienced public adjusters
- Specialists in denied and underpaid claims
- Proven success fighting insurance companies
- Free claim reviews with no obligation
- Paid only if we recover money for you
Start Your New Claim, or Appeal Your Denied Claim by
FILLING OUT THIS FORM
Frequently Asked Questions About Denied Insurance Claims
We can step in at any stage—even after you’ve started negotiations. Many homeowners and business owners attempt to handle their own insurance claim negotiations before contacting a licensed public adjuster. Unfortunately, insurance companies are skilled at minimizing payouts and often use confusing language to make you believe their offer is final. The good news is that even if you’ve already started negotiating—or even if you feel like you’ve hit a dead end—our team can step in and take over.
When you bring in Right Way Public Adjusters, we carefully review your existing claim, examine all correspondence, and identify areas where the insurance company may have overlooked or undervalued damage. We then prepare supplemental evidence and negotiate directly with the carrier on your behalf. In many cases, clients who originally accepted a low settlement see their payouts increase significantly once a public adjuster becomes involved.
Yes, in many situations you can. Insurance claims often have strict timelines, but as long as the statute of limitations has not expired, a public adjuster can reopen the file and fight for the compensation you deserve. Even if several months—or sometimes even longer—have passed since your denial, there may still be options available.
Our adjusters specialize in re-examining denied claims. We review the original denial letter, identify weak points in the insurance company’s argument, and gather fresh documentation to strengthen your appeal. Many property owners assume that if time has gone by, nothing can be done. That’s exactly what insurance companies want you to believe.
No, in most cases, claims move faster and more efficiently with a public adjuster managing them. When you’re handling the process on your own, it’s easy to miss deadlines, submit incomplete paperwork, or get stuck in endless back-and-forth emails with the insurance company. This is exactly what causes claims to drag on.
A public adjuster streamlines the entire process. We know what documentation insurers require, how to submit supplemental claims correctly, and how to escalate when adjusters attempt to stall. Our expertise actually speeds up negotiations and prevents unnecessary delays.
Instead of worrying about whether your case is moving forward, you’ll have peace of mind knowing professionals are handling it efficiently and aggressively.
We escalate the case, using experts, engineers, and legal partners if needed. Insurance companies sometimes dig in their heels, hoping policyholders will accept less than they’re owed. But when you have Right Way Public Adjusters on your side, you’re not left without options.
If the carrier refuses to move, we escalate. This may include bringing in independent engineers, contractors, and damage experts to provide professional reports that support your claim. We can also collaborate with legal partners if litigation becomes necessary. Our role is to exhaust every available avenue to get you paid fairly for your property damage claim.
The key is persistence. Insurance companies expect homeowners to back down—but with a licensed public adjuster representing you, you show them you’re serious. More often than not, they realize it’s better to settle fairly than face prolonged disputes backed by experts.
Their adjuster protects the insurance company’s bottom line, not yours. A public adjuster levels the playing field.
Get Help With Your Denied Insurance Claim Today
A denied claim isn’t the end of the road—it’s the beginning of your fight for fairness. With Right Way Public Adjusters, you have licensed experts who work only for you, not the insurance company.
Call (877) 744-8929 now or fill out our free claim review form. Don’t give up—fight back with Right Way Public Adjusters.