Denied Insurance Claims

Public Adjuster for Denied Insurance Claims – Getting the Settlement You Deserve

Having your insurance claim denied can feel like a punch in the gut. You’ve suffered property damage, filed the paperwork, and expected your insurance to help—only to receive a letter saying your claim won’t be covered.

Don’t panic. A licensed public adjuster can step in, review your denial, and often overturn or reopen your case. At Right Way Public Adjusters, we fight for homeowners and business owners across Florida whose claims have been denied, underpaid, or mishandled.

My Claim Has Been Denied — What Do I Do First?

The worst mistake after a denial is doing nothing. Insurance companies count on you giving up.

First Steps After a Claim Denial

Don’t accept the denial as final. Many denials can be overturned.
Get a public adjuster review. A public adjuster can determine if the denial was valid.
Gather your documents. Policy, claim forms, damage photos, and denial letter.
Act quickly. There are strict deadlines for appeals.

Schedule your free denied claim consultation now at (877) 744-8929.

Why Your Insurance Claim May Have Been Denied

Insurance companies deny claims for many reasons—sometimes valid, sometimes not.

Common Reasons for Denials

Policy exclusions – claiming damage isn’t covered
Late reporting – filing after the deadline
Insufficient evidence – missing photos, reports, or documentation
Pre-existing damage – blaming damage on wear and tear
Lowball interpretation of damage – saying repairs are “cosmetic only”

Just because the insurance company gave these reasons doesn’t mean they’re right. A licensed public adjuster can challenge these findings.

Filed a claim but need more money for repairs?

Even if your claim was approved, many policyholders find that the payout is far too low to cover the actual cost of repairs. This can leave you stuck with unexpected out-of-pocket expenses — but you don’t have to settle for less.

How a Public Adjuster Can Help With Underpaid Claims

Reopen Your Claim – Request an additional review to seek the funds you’re owed.
Provide Accurate Damage Estimates – We prepare detailed, professional estimates that reflect the real cost of repairs.
Negotiate for a Higher Settlement – We work directly with the insurance company to secure a fair payout.
Uncover Overlooked Damages – Identify hidden or missed damages that should be included in your claim.

Accepted a settlement but still short on repair funds?

You’re not alone — many homeowners and business owners accept a settlement only to find out later that it won’t cover the full cost of repairs. The good news? You may still have options to recover more money.

Options After Accepting a Settlement

Reopen Your Claim – If you’re still within the legal deadlines, we can request a new review.
File a Supplemental Claim – Add newly discovered or previously overlooked damages to your claim.
Seek Additional Compensation – A public adjuster can build a case showing that your initial payout was insufficient.

Think You Were Underpaid? Let our licensed public adjusters review your claim for free and help you get the money you need to complete your repairs.

My Property Damage Claim Was Denied, But I Believe It’s the Insurance Company’s Responsibility

Insurance companies often deny or underpay claims by citing exclusions or undervaluing repairs — but that doesn’t mean they’re right. A denial or low payment is just their first offer. We fight to get you what you’re truly owed.

How we prove your claim should be paid?

Policy & Coverage Analysis – We break down your policy to show exactly what should be covered.
Evidence Collection – Photos, inspections, and expert reports that strengthen your case.
Challenge Lowball or Wrong Decisions – We dispute inaccurate findings and push for the real cost of repairs.
Appeals & Supplemental Claims – We formally reopen your claim to seek the full payment you deserve.

Don’t Let the Insurance Company Win by Default. Our licensed public adjusters fight back on your behalf — and we’ve already recovered over $25 million for Florida homeowners and business owners.

What to Do When Your Insurance Claim Has Been Denied (Next Steps)

Contact a licensed public adjuster immediately
Get a free claim review to determine your options
Submit an appeal with proper evidence
Challenge low estimates with accurate repair costs
Stay within deadlines — appeals must be filed quickly

Right Way Public Adjusters are here to help: (877) 744-8929.

How much does a public adjuster cost?

One of the most common questions we hear is about cost — and the answer is simple:

No Upfront Fees – We work on a contingency basis, meaning you pay nothing out of pocket.
We Only Get Paid When You Do – Our fee is a percentage of the settlement we help recover.
State-Regulated Fees – In Florida, fees are generally capped at 20% or less, and only 10% after a declared catastrophe.

In most cases, hiring a public adjuster results in a settlement that is significantly higher than what you’d receive on your own — often more than covering the cost of our fee. On average, we are recovering about 574% more than our clients can recover on their own.

Do I Need an Attorney or a Public Adjuster for a Denied Claim?

Both attorneys and public adjusters can help with claims—but they play different roles.

Public Adjuster: Licensed to inspect damage, prepare claims, and negotiate with insurers. Works on contingency, no upfront costs.
Attorney: Useful if your case requires litigation. Usually charges hourly or higher contingency.

Most denied claims can be resolved with a licensed public adjuster before involving an attorney.

Can I Appeal the Insurance Company’s Decision to Deny My Claim?

Yes. In fact, appeals are common and often successful with the right representation.

How Appeals Work With a Public Adjuster

We file a formal appeal of the denial
Submit supporting evidence and expert reports
Reopen negotiations with the insurance company
Escalate the case if necessary

Appeal your denial today. Call (877) 744-8929 for a free review.

Why Choose Right Way Public Adjusters for Denied Insurance Claims?

Licensed and experienced public adjusters
Specialists in denied and underpaid claims
Proven success fighting insurance companies
Free claim reviews with no obligation
Paid only if we recover money for you

Start Your New Claim, or Appeal Your Denied Claim by FILLING OUT THIS FORM

Frequently Asked Questions About Denied Insurance Claims

What if I already tried to negotiate myself?

We can step in at any stage — even after negotiations have started or if you’ve accepted an initial offer. Our team reviews your claim, identifies overlooked or underpaid damages, and handles all further communication with the insurance company. Many clients see their settlement increase significantly once we get involved

Can I still get help if months have passed since the denial?

Yes, in many situations you can. Insurance claims often have strict timelines, but as long as the statute of limitations has not expired, a public adjuster can reopen the file and fight for the compensation you deserve. Even if several months—or sometimes even longer—have passed since your denial, there may still be options available.

Our adjusters specialize in re-examining denied claims. We review the original denial letter, identify weak points in the insurance company’s argument, and gather fresh documentation to strengthen your appeal. Many property owners assume that if time has gone by, nothing can be done. That’s exactly what insurance companies want you to believe.

Will hiring a public adjuster slow down my claim?

No — it usually speeds it up. We handle paperwork correctly, meet deadlines, and push the insurance company to keep things moving. Instead of getting stuck in back-and-forth delays, your claim is managed efficiently and stays on track.

What if the insurance company refuses to budge?

That’s when we turn up the pressure. If the carrier won’t move, we escalate by bringing in independent engineers, contractors, and damage experts to create professional reports that strengthen your case. When necessary, we work with trusted legal partners to take the next step.

Our job is to exhaust every available option until you’re paid fairly. Insurance companies count on homeowners giving up — but with a licensed public adjuster on your side, you send a clear message that you won’t settle for less. And if they still refuse, we’re prepared to fight all the way until you get the outcome you deserve.

Get Help With Your Denied Insurance Claim Today

A denied claim isn’t the end of the road—it’s the beginning of your fight for fairness. With Right Way Public Adjusters, you have licensed experts who work only for you, not the insurance company.

Call (877) 744-8929 now or fill out our free claim review form. Don’t give up—fight back with Right Way Public Adjusters.